3 People Who Can Help You Get a Mortgage

There’s more than one way to get a mortgage. Here are three of the most common options.

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Welcome to all the first-time homebuyers out there. The spring market is here, so today I’m here to help you determine how to find the right lender who will fit your needs. There are three main points of contact that will help you get a mortgage for your first home:

1. A bank representative.
Whether it’s Chase, PNC, or US Bank, this is always a great starting option.

2. A mortgage company. These are companies that thrive on getting buyers the best interest rate possible and also giving that personal service that homebuyers love. We do work with a few different mortgage companies that we’d be happy to connect you with.

3. A smaller bank. This is useful for some nontraditional mortgage loans, such as someone who is self-employed with a 1099 or other circumstances. These banks are a little more flexible in their programs and might be able to help you buy your first home.

Not only are there three main options to help you buy your first house, but we can also guide you in the right direction for your situation. If you have any questions for us or need any advice, don’t hesitate to give us a call or send us an email. We look forward to hearing from you soon.

Remember to Cross These 3 Items Off Your Spring Checklist

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Here are three spring-cleaning items to remember to check off your list:
  1. Clean your gutters and downspouts. Get on some gloves and scrape out those gutters, and if your downspout is clogged, take your garden hose and just flush it out.
  2. Spray for pests. Don’t forget to treat your home to keep out those pesky stink bugs, carpenter ants, and other invasive critters.
  3. Plan your landscaping. It’s time to sow your grass seed, trim those bushes, dig out unwanted flora, and plant some nice flowers. Spring and fall are the two times of year to really focus on your landscaping.
If you’re looking to sell your house soon or if you just want to knock your neighbors’ socks off with your home’s outstanding curb appeal, now is the time to start. Reach out to us for any referrals or advice you need, and don’t hesitate to ask us any of your real estate-related questions.

The 3 Types of Properties in Our Market

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In today’s market, there are three types of properties.

First are the “A” properties—i.e., properties that are beautiful, have been updated, and typically sell for top dollar.

After that, you have the “B” properties, or those that might need some cosmetic improvements or new appliances in order to sell for top dollar.

Lastly, you have the “C” or “D” properties, which are those that need a lot of work and are typically reserved for fix-and-flip buyers.

If you’re a homebuyer, we’re here to help you no matter which type of home you’re interested in, so don’t hesitate to give us a call so we can help you get started with your purchase.

If you’re a seller or you have any other real estate questions for us, feel free to reach out to us as well. We look forward to speaking with you.