There’s more than one way to get a mortgage. Here are three of the most common options.
Selling your DuPage home? Get a free home value report
Buying a DuPage home? Search all homes for sale
Welcome to all the first-time homebuyers out there. The spring market is here, so today I’m here to help you determine how to find the right lender who will fit your needs. There are three main points of contact that will help you get a mortgage for your first home:
1. A bank representative. Whether it’s Chase, PNC, or US Bank, this is always a great starting option.
2. A mortgage company. These are companies that thrive on getting buyers the best interest rate possible and also giving that personal service that homebuyers love. We do work with a few different mortgage companies that we’d be happy to connect you with.
3. A smaller bank. This is useful for some nontraditional mortgage loans, such as someone who is self-employed with a 1099 or other circumstances. These banks are a little more flexible in their programs and might be able to help you buy your first home.
Not only are there three main options to help you buy your first house, but we can also guide you in the right direction for your situation. If you have any questions for us or need any advice, don’t hesitate to give us a call or send us an email. We look forward to hearing from you soon.
